Last updated: 25 September 2026
By using LendWise you agree to these terms. If you do not agree, please do not use the platform.
Not a credit offer
Decisions on LendWise are generated by a machine-learning risk model and are not an actual credit offer. No loan will be disbursed, and an approval on LendWise creates no obligation on anyone to lend.
Your responsibilities
- Provide information that is accurate to the best of your knowledge. Please avoid entering sensitive information you are not comfortable sharing online.
- Do not attempt to disrupt, overload, scrape or gain unauthorised access to the service.
Estimates
EMI figures use a fixed indicative interest rate and a standard reducing-balance formula. They are indicative only.
Model limitations
The model may be wrong and may reflect biases in historical data. Do not rely on it for real financial decisions.
Liability
The platform is provided “as is” for educational purposes, without warranties of any kind. To the extent permitted by law, we are not liable for any loss arising from its use.
Changes
We may update these terms from time to time. Continued use after changes means you accept the updated terms.